Payment Solutions

PAYMENT SOLUTIONS

Payment Processing

Our team provides you with the right payment solution with the best possible service, security, and savings to fit your needs.

AscentPay

Provide more convenience and no-risk payment finance flexibility for your guests to book now and pay later with monthly installments.

AscentZeroCost

100% compliant solution to reduce your credit card fees to almost zero.

Cryptocurrency Payments

Easily accept cryptocurrency payments through an API integration or through a virtual terminal. Easy to use and low cost option to accept a variety of digital currency.

Integrated or Virtual Gateway

Our gateway services provide lodging software developers the ability to easily integrate payment processing or use as a stand-alone virtual terminal for secure payment acceptance with the best support in the industry.

Payment Pages

We provide hosted, customizable payment pages that allow you to provide your guests with a flexible and secure payment channel directly from your existing website.

IDVerify

IDVerify powered by EMV 3DS security can dramatically reduce the burden of fraud chargebacks for merchants, saving them money, time, and frustration. EMV 3D Secure allows the merchant to receive authentication, at the time of the transaction, that the identity of the person paying for the vacation is the actual cardholder.

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Industries Served

INDUSTRIES SERVED

Vacation Rentals

We provide the best credit card processing for vacation rentals thanks to more than 20 years of payment experience in this space.

Campgrounds & RV’s

Over 20 years of experience in lodging payments, allows Ascent to provide campgrounds, RV resorts, and companies specializing in RV rentals with the best options in payment processing.

Corporate Housing

We help streamline your operations and collections processes with solutions to improve your cash flow.

Property Management

We designed our innovative processing solutions with on-site property management in mind to help make operations easier and more straightforward.

Independent Hotels, Bed & Breakfasts, and More

With more than 20 years in alternative lodging processing, we can find the right payment solution to fit your customized needs.

Event & Equipment Rentals

Ascent provides Event and Equipment Rental companies safe, secure and reliable payment processing technology.

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Effective Rate Calculator

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Why Ascent

WHY ASCENT

About Ascent

Learn more about why Ascent is your destination for payment solutions and meet our talented team.

What People Are Saying

Just a few reasons why Ascent clients and partners love our solutions.

Integrated Software Solutions

Our integrated gateway works within a diverse list of software platforms and provides our clients with the seamless payment solutions they need to successfully grow their business.

Out & About - Upcoming Events

Connect with us in person at an upcoming event.

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Need help? Contact our Customer Service team now.

Calculators

Effective Rate Calculator

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Partnerships

PARTNERSHIPS

Industry Partners

As the only independently owned payment processor in vacation rentals, we believe that being a good partner means together we provide strong, efficient, and scale-able solutions specific to the short-term rental industry.

Partner Benefits

We provide payment regulation expertise, innovative FinTech solutions, the highest level of security concerning data breaches, and customized chargeback and support services for the top reservation software providers and the leading property managers in the alternative lodging space.

Developers

We focus exclusively on providing the best, most secure payment processing services available to the property management, vacation rental, and alternative lodging industries.
Resources

RESOURCES

FAQs

Frequently asked questions about lodging payment solutions.

Support

Need assistance? We are here to help every step of the way. Contact our client success team today.

Downloads

We are committed to being the educational resource for payment processing news and information in the lodging industry.

Offset Processing Fees

Learn several ways to help offset your processing cost

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Topics

AscentPay powered by Uplift Installment Payment Plan
ACH
Ascent ISV Platform
AscentZeroCost
Chargebacks
Cryptocurrency
General
IDVerify
Interchange Plus Pricing
Payment Card Industry Information
Processing Transactions
Real-Time Payments
Support

General Back to Top

What is Payment Processing?

What are the advantages of accepting credit & debit cards?

What is a merchant account?

How do I get an account? What business information is needed to open an account?

What is Merchant of Record (MOR) and why is it important?

How long will it take to process my merchant processing application?

What types of payments can I accept through Ascent?

What fee payment options does Ascent offer?

What if my business is not based in the U.S. or Canada?

Do you have options to help offset credit card fees?

What are assessment fees?

What countries does Ascent service?

What is an Effective Rate?

What is a MO/TO Transaction?

What is a Merchant Buying Group?

AscentPay powered by Uplift Installment Payment Plan Back to Top

Why do travelers choose AscentPay by Uplift?

Why should Property Managers choose AscentPay?

ACH Back to Top

What is the difference between E-check acceptance and ACH?

What is an Orginator?

What does ODFI (Originating Depository Financial Institution) mean?

What Does RDFI (Receiving Depository Financial Institution) mean?

What is an ACH Operator?

What is ACH Proof of Authorization (POA)?

Ascent ISV Platform Back to Top

What is a PayFac (Payment Facilitator)?

How do Payment Facilitators Work?

What is a Payment Facilitator Model?

AscentZeroCost Back to Top

How does AscentZeroCost work?

What is the AscentZeroCost Program?

Why should I consider AscentZeroCost?

How do I communicate to my customers why I’m doing this?

Can I utilize AscentZeroCost on both credit and debit card purchases?

What is the process that a merchant must follow in order to utilize AscentZeroCost? How hard is the process to start?

Am I required to disclose the surcharge to my customers?

What happens if there is a cancellation- is the surcharge refunded?

When processing any chargebacks can the surcharge amount be included?

Can I choose which types of cards I add a surcharge to?

I operate offices in multiple states. I understand state laws prohibit me from surcharging in some states where I operate, but not others – does that mean I can still surcharge in the states where allowed?

Why should I trust ASCENT?

What is a surcharge?

Chargebacks Back to Top

Should I refund a chargeback?

What is a chargeback?

How does a chargeback happen?

What is the lifecycle of a chargeback?

How long does a customer have to file a chargeback?

What are some common chargeback reasons in Short-term Rentals?

What documents or proof do I need to fight a chargeback?

Can I charge for damages?

Cryptocurrency Back to Top

What is a block?

What is a Blockchain?

What is Cryptocurrency?

What is a Crypto Exchange?

What does Fiat mean?

What is a Cryptocurrency Gateway?

What is Cryptocurrency Mining?

What is Stablecoin?

What is a Cryptocurrency Wallet?

IDVerify Back to Top

What is Account Testing?

What is a Terminal ID?

What is an Enumeration Attack?

What is CAPTCHA?

What does Card Not Present (CNP) mean?

What is EMV 3D Secure (3DS)?

Interchange Plus Pricing Back to Top

What is Interchange Plus Pricing?

When does the international fee apply?

What is a basis point?

What is surcharging?

Does Ascent offer Level III data transfer for Corporate Housing?

What is Level III Credit Card Processing?

What is Interchange?

Payment Card Industry Information Back to Top

Do I need to be PCI (Payment Card Industry Data Security Standard) Compliant?

What is the PCI DSS Self-Assessment Questionnaire?

What happens if I am not PCI DSS Compliant?

Can you help me with my PCI certification?

What it is PCI?

What is the PCI SSC?

What is PCI DSS?

What is a card brand?

What is a Merchant Category Code (MCC)?

Processing Transactions Back to Top

What is a Card Not Present (CNP) Transaction?

What is a “MID”?

How does payment processing work?

What is a credit card payment or sale?

What happens during a typical Internet credit card transaction?

What is the difference between a payment processor and a gateway?

Why do I need a gateway?

Which payment gateways can Ascent work with?

Are you integrated with my software?

How long do payments take to process?

What is a pre-authorization?

Can I void a pre-authorization?

What is the difference between voiding a sale and issuing a credit?

What is the Address Verification Service (AVS)? Why does it matter?

What is Card Security Code (CSC) or Card Verification Code (CVV)?

How long does a refund take to process?

What rate do I pay on refunds?

Are physical signatures needed?

What is an acquiring bank?

Real-Time Payments Back to Top

What is Real-Time Payments?

What is the benefit of Real-Time Payments?

How does Real-Time Payments (RTP) Enhance the Customer Experience?

Will Real-Time Payments Save Me Money?

What is Ascent's Real-Time Payment (RTP) Solution?

Support Back to Top

How can I view my statements or get help reviewing them?

I forgot my password. How do I reset it?

How do I update my company ownership, change my bank account, or update other account data?

Why did I receive a 1099-k?

Who can I go to for questions?

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