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Frequently Asked QuestionsWhat is a Merchant Buying Group?

A Merchant Buying Group is a collective organization formed by merchants that meet specific criteria, with the purpose of advocating for their interests and negotiating with major credit card networks such as Visa and Mastercard. These groups are empowered to make proposals on behalf of their members regarding various aspects of the operation of Visa or Mastercard, including interchange rates, rate categories, merchant rules, fees, network practices, and procedures. Visa or Mastercard are obligated to consider these proposals in good faith, evaluate if they provide commercially reasonable benefits to all stakeholders, and engage in genuine negotiations with the Merchant Buying Group regarding the proposed changes.

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