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Frequently Asked QuestionsWhat is the difference between E-check acceptance and ACH?

From both a practical and a payment standpoint, an ACH transaction and an e-check transaction are virtually the same – both facilitate the movement of funds from one bank account to another. While there are some minor flow differences during the backend processing of e-checks and ACH, both transfer funds using the ACH (Automated Clearing House) system, which is governed NACHA.

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